Live a peaceful life! Avoid Credit Cards and Loans!!

You are offered free schemes, free lunch, dinner offers, discounted products offers, etc, that actually lures you to buy a not required service.

Then slowly you succumb to using the service over its limit thinking you would easily pay all the bills as it is a minor amount, once you do that, you gain confidence in buying things on credit considering you can pay later and use the service now.

Then going forward you take more products, services and appliances. Now your most of the Salary goes into paying the bills for the things that you actually don’t need at present however you have already purchased it as your were attracted with discounts and offers!

This is a vicious circle, once you enter, you can not escape.
This is inversely proportional to your income, happiness and health.

What do you need?
Health, Peace, Happiness, OR a show-off life, Stress and Tension

Think about it!